Disability Benefits Info

Disability benefits in Ontario are a wide variety of monetary programs that are provided by local, provincial and federal government agencies in order to assist disabled citizens so they can live active and fulfilling lives.

What is a Disability?

This is a tricky question that has led to much debate over the years. However, we have a couple of very good guidelines to base our answer on:

  • World Health Organization (WHO): “Disabilities is an umbrella term, covering impairments, activity limitations and participation restrictions. An impairment is a problem in body function or structure; an activity limitation is a difficulty encountered by an individual in executing a task or action; while a participation restriction is a problem experienced by an individual in involvement in life situations. Thus disability is a complex phenomenon, reflecting an interaction between features of a person’s body and features of the society in which he or she lives.”
  • The Canadian Revenue Agency: “individuals who have severe and prolonged impairment in physical or mental functions”

As you can see, these are simply two very different ways of saying the same thing. Unfortunately, they are both very vague as to what degree of impairment is required for a person to qualify as disabled. This is where many people get caught in the bureaucratic holes and end up having their applications turned down. We have the experience and knowledge required to make sure the review boards understand what you are experiencing so you can receive your deserved disability benefits in Ontario.

There are literally hundreds of conditions that qualify as disabilities under the laws that govern disability benefits in Ontario. A partial list can be found at http://cbgroup.ca/disabilities/ or feel free to call us to discuss your case with one of our specialists to get a personal opinion on whether or not you may qualify.

What kind of benefits might I qualify for?

As was stated above, there are many different programs offered on the local, provincial and federal levels that we can help you apply for if you qualify. However, our main area focus is the Canadian disabilities tax credit. This credit can be applied for both the current year and retroactively if you have not received it in the past. The tax credit is a non-taxable refund that is not affected by your current income and can equal as much as $35,000 per claim when you qualify.

We will never charge you anything if you don’t receive your disability benefits, so there is no risk involved with you calling us to begin the process.